A customer shows you a screenshot: is the payment real?
Every payment is confirmed by the payment institution and appears on your side. The receipt goes out by itself.
Mobile Money payments · Njangis
Every payment. One screen.
MTN MoMo, Orange Money, cards and cash in one clear dashboard, plus your njangi, without the notebook. Built in Yaoundé for shops, associations and families across Cameroon and abroad.
- Free up to 100 payments a month
- No commitment
- No Kassa commission
Collected today159,000 FCFA32 payments
Last 30 days3,912,500 FCFA+ 12 %
MoMo · OM · Cash
Mme Ngo Nlend2 min ago · MTN MoMo
8,500 FCFAWalk-in customer6 min ago · Cash
4,000 FCFABrice Etoga11 min ago · Orange Money
18,500 FCFACarine Fotso19 min ago · MTN MoMo
6,500 FCFA01 / Pay
Your customers pay their way
One dashboard, whatever the payment method.
Mobile Money (MTN and Orange)
Bank card
Cash
Payment link and QR code
Kassa is not affiliated with any operator; your accounts remain yours.
02 / Daily life
Their side of the counter, and yours
Three situations you know well, and what changes.
Three numbers, three statements, one notebook.
One screen, and a cash-up in two minutes.
The njangi: who has paid, whose turn is it?
A clear grid, courteous reminders, the same history for everyone.
03 / Tour
See it in one minute
Six zones on one page. Start the guided tour, or read the list: it is the same thing.
Collected today
159,000 FCFA
32 payments · +8% on the same time last week
By payment method
MTN MoMo 54 %Orange Money 26 %Cash 20 %
Request a payment
Link or QR code
Live feed
Mme Ngo Nlend2 min ago · MTN MoMo
8,500 FCFAWalk-in customer6 min ago · Cash
4,000 FCFABrice Etoga11 min ago · Orange Money
18,500 FCFACarine Fotso19 min ago · MTN MoMo
6,500 FCFAMvog-Ada Solidarity njangi
Turn 10 of 12
225,000 / 300,000 FCFA
Today’s cash-up
- MTN MoMo
- 85,500
- Orange Money
- 42,000
- Cash
- 31,500
- Gap
- 0 FCFA
Send on WhatsApp
- Collected todayAll of today’s payments, whatever the method, updated with every payment.
- Where every franc comes fromMTN MoMo, Orange Money, card, cash: the split reads at a glance.
- Live feedEvery payment confirmed by the payment institution shows up here. No more screenshots to check.
- Request a paymentSend a link or a QR code; your customer pays from their own phone.
- Your njangiWho has paid, who is late, whose turn it is: the treasurer sees it all, and so do the members.
- Cash-upAt day’s end, a summary to send on WhatsApp to your partner or accountant.
04 / What Kassa does
Six things you can check
One payment feed
MTN MoMo, Orange Money, cards and cash add up with each confirmation.
Links and QR codes
A WhatsApp link or a printable QR code: your customer pays from their own phone.
Njangis
Cycle wheel, turn calendar, contribution grid and courteous reminders.
Cash-up and reports
Cash count, gap, WhatsApp summary and Excel export for your accountant.
Team and roles
Owner, manager, cashier, treasurer: everyone sees what they should.
Built for real networks
Android 8, 3G, data you pay for by the megabyte: the app stays light.
05 / Who it is for
Every trade collects in its own way
Shops
One screen for all your numbers.
Restaurants
Pay at the table, no hunting for change.
Njangis and associations
Your savings group, without the notebook.
Diaspora entrepreneurs
Follow your business from Europe.
The detailed pages are in French. Photos are illustrations.
06 / Trust
Kassa never touches your money
Customers pay straight into your own Mobile Money and bank accounts. This is built into the architecture, not just promised.
Your customerPays with their phone, card or cash.
Licensed payment institutionYour operator or bank executes the payment.
Your own accountThe money lands straight with you.
Kassa only receives a notification (dashed line): the amount, the time, the method. Never the funds.
- One-time codesOn every new device. Never your Mobile Money PIN.
- Precise rolesEveryone sees and does only what their role allows.
- Audit logWho did what, and when, on plans that need it.
- Export any timeYour data stays yours, even on the free plan.
07 / Pricing
Clear prices, in CFA francs or euros
No commission. No setup fee. Cancel in a few clicks.
Starter
To get started on your own, at no cost.
0 FCFA
Free, no time limit
- Up to 100 payments a month
- MTN MoMo, Orange Money and cash
- 1 njangi, 10 members
- Cash-up and 30-day CSV export
Pro
Shops, restaurants, associations.
7,900 FCFA/ month
No commitment, cancel any time
or 79,000 FCFA per year · €12 per month · €120 per year
- Unlimited payments, cards, links and QR codes
- 5 njangis, 50 members, contributions in euros
- 3 users and simple roles
- Accounting Excel export, support within 4 working hours
Business
Several cashiers or several shops.
24,900 FCFA/ month
No commitment, cancel any time
or 249,000 FCFA per year · €38 per month · €380 per year
- 15 users, 5 points of sale
- Advanced roles and audit log
- API, webhooks and unlimited njangis
- One-hour video onboarding, priority support
Cooperatives & networks
Cooperatives, networks, mutual societies.
Custom quote
Priced to your size, with no setup fee.
- Unlimited users and collection points
- Bulk payments and accounting export
- On-site training, service agreement
- A dedicated contact
All prices include VAT. Annual billing is refunded pro rata for the full months left. Subscriptions are payable by Mobile Money or card (FCFA), card (EUR).
08 / Calculator
Time given back, real cost
Tell us how you work: we calculate honestly what Kassa gives back and what it costs. If Kassa does not pay off for you, the calculator will say so.
FCFA
All payment methods combined.
The number of payments, not their value.
%
%
Indicative value: check your contract.
h
Screenshots, statements, notebook: time spent checking.
h
0 if you do not run one.
Including yourself.
Everyone who collects or views.
Shops, counters, collection points.
FCFA
What you would earn serving customers.
Your figures
With these figures, Kassa gives you back about 14 h a month, worth 34,800 FCFA. Suitable plan: Pro, 7,900 FCFA a month. Balance: 26,900 FCFA a month.
- Time given back
- ≈ 14 h per month
- Value of that time
- 34,800 FCFA
- Suitable plan
- Pro, 7,900 FCFA per month
- Balance
- + 26,900 FCFA a month
- Your operator’s fees (not Kassa)
- 40,000 FCFA
These fees exist with or without Kassa. Kassa adds nothing to them.
Create my account with the Pro planHow it is calculated
hours = hours per week × 52 ÷ 12 × 0.70 + njangi hours × 0.60
We assume Kassa removes 70% of the time spent matching payments and 60% of the time spent running a njangi. These assumptions are fixed and do not depend on your inputs.
value of time = hours × value of one hour · balance = value of time − plan price.
The plan is chosen in this order: more than 15 users or 5 points of sale → Cooperatives & networks; more than 3 users, more than one point of sale or more than 50 members → Business; more than 100 payments, more than one user or more than 10 members → Pro; otherwise Starter. With yearly billing, the yearly price is shown per month.
Your operator’s fees are calculated separately: amount × share paid by Mobile Money or card × fee. Results are rounded for display.
09 / Questions
Frequently asked questions
The short answers. For anything else, write to us on WhatsApp.
Does my money go through Kassa?
Never. Customers pay straight into your own Mobile Money and bank accounts, through the payment institution. Kassa only receives the payment confirmation so it can show it on your dashboard.
Does Kassa take a commission?
No. You pay a flat subscription, or nothing on the Starter plan up to 100 payments a month. Your operator’s fees exist with or without Kassa; we show them at cost, with no mark-up.
Do I need a recent smartphone?
No. Kassa runs in the browser of an Android 8+ phone, including on 3G, with a data-saving mode and SMS fallbacks when the connection drops.
Can the diaspora contribute to a njangi from Europe?
Yes, by bank card in euros, into an account your group has chosen. The rate is fixed at 655.957 CFA francs per euro, so a 25,000 FCFA contribution is always €38.11.
How do I cancel?
In Settings, under Subscription: two clicks, no phone call. Cancellation takes effect at the end of the paid period, and a yearly plan is refunded pro rata for the full months left.
How do I spot a fake payment SMS?
Only what appears in Kassa or in your operator’s official app counts. An SMS or a screenshot can be forged. Kassa will never ask for your Mobile Money PIN.
Try the live demo
Log in with any number and explore the dashboard, transactions and njangis of a fictional shop. The app interface is in French.